7th Cir. Rules Borrowers Alleged Enough for Standing, But RESPA Claim Failed at Summary Judgment Due to Lack of Damages

This subject is courtesy of Lexology author Richard Payne and Maurice Wutscher LLP. Essentially, to recover with respect to alleged RESPA violations concerning qualified written requests (QWRs) under 12 U.S.C. § 2605(e), it is insufficient for the plaintiff borrower to show that the defendant mortgage servicer/lender failed to properly respond to the borrower’s QWR without a causal connection to…